About nalico general

What we do

Let Nalico General make your life easier

Since 1948, NALICO General has been working to make life easier for people just like you. Headquartered in Dallas, Texas, we offer you a dedicated network of approximately 4,200 agents to provide you access to homeowners insurance, fire and flood protection, and insurance for manufactured homes. We can make your life easier.

NALICO General is a member of the DUAL North America, Inc. group of companies. DUAL North America is one of the largest independent underwriting organizations in the United States and is dedicated to providing underwriting excellence to broker and carrier partners. With 25+ programs across Casualty, Commercial Property, Financial, and Personal Property products underwritten through several specialized subsidiaries, DUAL offers one of the most diverse selections of specialty insurance products. Learn more at www.dualna.com.

Key Facts about NALICO General



National Lloyds Insurance Company is chartered.


American Summit Insurance Company is chartered.


National Lloyds Corporation headquarters relocated to Waco, Texas.

Early 2000's


National Lloyds acquires American Summit Insurance Company.


National Lloyds acquires Longhorn General Agency.


Hilltop Holdings Inc. acquires National Lloyds.





National Lloyds moves headquarters to Dallas, Texas.

Align Financial Holdings acquires National Lloyds.

DUAL North America acquires Align Financial Holdings.

Our insurance services

Homeowners Insurance

Mobile Home Insurance

Fire Insurance

Flood Insurance

Renters Insurance

Benefit from our Financial Strength

Wholly-owned subsidiary of Align Financial Holding

Over $125 million in annual written premium in 2019

National Summit Insurance Company and American Summit Insurance Company are both AM Best “A” rated.